Regions dividend
Regions pays $0.30 per share each quarter. Its earnings and cash generation have funded dividends, buybacks, and retained capital, but continued coverage depends on credit losses, loan growth, and capital requirements.
How much does Regions pay shareholders?
Regions’ board authorized up to $3.0 billion of repurchases for 2026–2027, but an authorization is a ceiling, not a promise. The pace depends on market conditions, internally generated capital, loan growth and regulatory needs. In July 2026, Regions raised its quarterly common dividend to $0.30, a 13% increase over the previous quarterly dividend.
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| − Dividends, per share | 1.02 | 0.97 | 0.88 | 0.73 | 0.64 |
| − Share buybacks, per share | 1.19 | 0.38 | 0.27 | 0.24 | 0.48 |
| = Kept, per share | 0.09 | 0.58 | 0.96 | 1.30 | 1.36 |
What this means. “Dividends, per share” is the company’s total dividends divided by its average share count, so it may differ from the dividend officially declared for each share.
Is Regions' dividend covered by its cash?
Kept to grow and build capital — A $36 million tax-reserve charge reduced earnings kept after dividends and buybacks; without it, Regions kept $114 million instead of $78 million.
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| = Earnings for common shareholders | 2,061 | 1,774 | 1,976 | 2,146 | 2,400 |
| − Dividends declared on common shares | 916 | 895 | 822 | 692 | 620 |
| − Share buybacks | 1,067 | 348 | 252 | 230 | 467 |
| = Kept to grow and build capital | 78 | 531 | 902 | 1,224 | 1,313 |
What could change Regions' dividend?
For FY 2026, management expects net interest income growth of 2.5%–4.0%. Adjusted fee-income growth is 3.0%–5.0%. Adjusted expense growth is 1.5%–3.5%. It targets CET1 at 9.3%–9.8% and a dividend payout of 40%–50%. Net charge-offs are guided to 40–50 basis points of average loans.
The declared quarterly dividend is $0.30, so the first forecast window contains $1.20 of paid dividends. The next-12-month EPS estimate and the midpoint payout support roughly the current annual run rate. The base case then grows dividends by 6% annually. The bear case cuts the rate by 10% after the first year if funding or credit stress consumes capital. The bull case repeats the latest 13% increase because stronger earnings and successful migration support faster distributions.
| October 2027 | October 2028 | October 2029 | |
|---|---|---|---|
| Book value | 19,229 (18,429 / 19,329) | 20,279 (19,029 / 20,579) | 21,379 (19,779 / 21,979) |
| Shares (millions) | 832 (843 / 822) | 813 (838 / 795) | 794 (833 / 768) |
| Dividends per share | 1.20 (1.20 / 1.20) | 1.28 (1.08 / 1.36) | 1.36 (1.08 / 1.52) |
| Price to book value | 1.25 (1.00 / 1.35) | 1.25 (0.90 / 1.45) | 1.25 (0.85 / 1.55) |
What is Regions' dividend yield against its share price?
At $27.45, RF has a 10.8x trailing P/E. The payout includes a 4.4% dividend yield and a 4.6% buyback yield. Revenue grew 6.3% in 2025. NIM rose to 3.6% from 3.5%. Efficiency improved to 56.9% from 59.5%. Diluted EPS reached $2.30 in 2025. Average diluted shares fell 2.4%. CET1 was 10.9%, the key capital buffer.