Société Générale earnings date and guidance

MyStockButler's October 2026 analysis: The next Société Générale results are due on February 4, 2027. Watch whether Société Générale can generate enough durable profit to fund investment, absorb new risks and still distribute excess capital.

What has Société Générale guided for 2026 and 2029?

Management is targeting 13%–14% ROTE in 2029, compared with around 11% for 2026. It expects revenue to grow approximately 3% a year from estimated 2026 to 2029, while bringing the 2029 cost base below €16.3 billion. In the first nine months of 2026, revenue grew 4.1% and the cost-to-income ratio was 58.8%, an encouraging start but not proof of the 2029 outcome.

Has Société Générale kept its past promises?

Management’s tested record is strongest on cost of risk, which measures credit-loss charges against lending. Across four classifiable years, the forecast was within the original range in three and below it in one. That supports confidence in this measure, not in every promise the bank has made.

How have Société Générale revenue and profit trended over the last eight reported periods?

Revenue rose 7.8% from Q3 2025, while profit to shareholders rose 24.1%. The result exceeded each of the preceding seven quarters shown, although the CET1 ratio fell to 13.4% from 13.7% a year earlier.

What should Société Générale watchers look for next?

The central question is therefore simple: can Société Générale generate enough durable profit to fund investment, absorb new risks and still distribute excess capital? The answer will emerge from the gap between its targets and the capital left after reality tests them.