Side by sideBank of China (3988.HK) and CCB (0939.HK)Memos of October 11, 2026 and October 12, 2026
Bank of China vs CCB stock: the numbers side by side (October 2026)
How do Bank of China and CCB compare?
| Bank of China 3988.HK | CCB 0939.HK | |
|---|---|---|
| Revenue growth | 4.3%2025 | 1.7%2025 |
| Net interest margin | 1.3%2025 | 1.3%2025 |
| Return on equity | 8.9%2025 | 10.0%2025 |
| CET1 capital ratio | 12.5%2025 | 14.6%2025 |
| Dividend yield | 4.3%Today (Oct 11, 2026) | 4.7%Today (Oct 12, 2026) |
| P/E, last 12 months | 7.2xToday (Oct 11, 2026) | 6.39xToday (Oct 12, 2026) |
| P/E, next 12 months | 6.9xToday (Oct 11, 2026) | 6.20xToday (Oct 12, 2026) |
| Weighted price forecast, about 1 year | 6.37 (+9 %)October 2027 | 10.17 (+9 %)October 2027 |
| Weighted price forecast, about 3 years | 7.22 (+32 %)October 2029 | 11.12 (+29 %)October 2029 |
Who leads on what?
| Leads | The lead is | |
|---|---|---|
| Revenue growth | Bank of China | The higher figure |
| Net interest margin | — | The higher figure |
| Return on equity | CCB | The higher figure |
| CET1 capital ratio | CCB | The higher figure |
| Dividend yield | CCB | The higher figure |
| P/E, last 12 months | CCB | The lower figure |
| P/E, next 12 months | CCB | The lower figure |
| Weighted price forecast, about 1 year | — | The higher weighted return |
| Weighted price forecast, about 3 years | Bank of China | The higher weighted return |
What does each company do?
Bank of China takes deposits and sells loans, payments, trade finance—banking services that help businesses pay for and manage cross-border risks—and currency services to households, businesses and institutions.
Bank of China (3988.HK), from our memo of October 11, 2026 · Bank of China stock forecast
China Construction Bank Corporation (0939.HK) is a large commercial bank with a state mandate.
CCB (0939.HK), from our memo of October 12, 2026 · CCB stock forecast